Ensure you insure your remodeled home

familyWhen we remodel we increase the value of our home whether it’s a single room we’ve redone or the entire home. But while we’ve updated our home with the remodel, have we updated our home owner’s insurance?

A remodel, particularly a major remodeling, usually means the replacement value of your home increases. It isn’t something we like to think about, but should you experience some kind of total loss your current policy may not completely cover it. So it is important to be sure you update your home owner’s coverage.

You should also keep in mind that if you have what is known as an Extended Replacement Coverage Endorsement it usually requires that you make your insurance company aware of changes to the value of your home. This normally means changes above a certain amount, like $5,000. You should check your policy or with your insurer for this information.

Along with the remodel of their home, many people make the additional financial commitment of adding or replacing furniture. This may require you to adjust personal property limits on your policy so the true value is covered.

The important thing to keep in mind is: do not forget your insurance. Be certain you update it when you remodel.

With the love and finances you have devoted to your home, not to mention the work you’ve put in, you want be sure your home is cared for, especially for the worst circumstances (which hopefully never occur).

Michael Nash Design Build & Homes is a world class, multi-awarded remodeling company which specializes in Complete Kitchen Remodeling, Complete Bathroom Remodeling, Complete Basement Remodeling, and Complete Home Additions & Extensions. Our expertise also extends to Addition Remodeling as well as Major Renovations, New Custom Homes, Outdoor Living Services, etc. For inquiries and in-home consultations, call us on our mobile number (703) 457-8684. You can also take advantage of our services through these areas: Northern VA | Aldie | Alexandria | Annandale | Arlington County | Arlington | Ashburn | Burke | Centreville | Chantilly | Clifton | Dunn Loring | Fairfax County | Fairfax Station | Fairfax | Falls Church | Gainesville | Great Falls | Haymarket | Herndon | Leesburg | Lorton | Loudoun County | Manassas | McLean | Merrifield | Oakton | Potomac Falls | Prince William County | Purcellville | Reston | Springfield | Sterling | Vienna | Woodbridge, VA.

Michael Nash Design, Build & Homes
8630A Lee Hwy, Fairfax, VA 22031, USA

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